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Privacy Policy

1. Information We Collect

1.1 Personal Information

Budget Master is designed with privacy in mind. We collect minimal personal information to provide you with the best possible experience:

• Financial Data: You may choose to input your financial information, including expenses, income, and budget categories. This data is stored locally on your device.
• App Usage Data: We may collect anonymous usage statistics to improve our app's performance and user experience.

1.2 Device Information

We may collect certain device information automatically, including:

• Device type and operating system
• App version and crash reports
• Performance data for app optimization

2. How We Use Your Information

We use the information we collect for the following purposes:

• App Functionality: To provide you with budget tracking, expense management, and financial insights
• App Improvement: To analyze usage patterns and improve our app's features and performance
• Technical Support: To provide customer support and troubleshoot technical issues
• Legal Compliance: To comply with applicable laws and regulations

3. Data Storage and Security

3.1 Local Storage

Your financial data is primarily stored locally on your device. This means:

• Your personal financial information stays on your device
• We cannot access your financial data without your explicit permission
• You have full control over your data

3.2 Data Security

We implement appropriate security measures to protect your information:

• Encryption of sensitive data
• Secure data transmission protocols
• Regular security assessments
• Access controls and authentication

4. Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties, except in the following circumstances:

• With Your Consent: We may share your information if you explicitly consent to such sharing
• Legal Requirements: We may disclose information if required by law or to protect our rights and safety
• Service Providers: We may share limited information with trusted service providers who assist us in operating our app

5. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: You can access and review your personal information stored in the app
• Correction: You can correct or update your information at any time
• Deletion: You can delete your data from the app or uninstall the app to remove all data
• Export: You can export your financial data in various formats

6. Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations:

• Your financial data is retained as long as you use the app
• Usage data may be retained for analytics and improvement purposes
• You can delete your data at any time through the app settings

7. Children's Privacy

Budget Master is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Posting the updated policy in the app
• Sending you a notification through the app
• Updating the "Last Updated" date at the top of this policy

10. Contact Us